Patricio Espinoza

Director of Prudential Insurance Regulation, CMF Chile

Patricio Espinoza, Director of Prudential Insurance Regulation of the Financial Market Commission of Chile (CMF), holds a Business Administration degree from the Universidad de Chile and a Master of Arts in Economics and Business Administration, at IESE, Universidad de Navarra, Barcelona, Spain.

He has extensive experience in insurance regulation, having worked for more than 30 years in this field. He has participated in designing the new risk-based supervision system for insurance companies, as well as in several bill projects concerning the insurance sector, proposing amendments to the Capital Market Law and to the Insurance Law, including risk-based supervision and risk-based capital for insurance companies.

In addition, Mr. Espinoza has a long teaching experience as undergraduate and graduate professor.