Terms and conditions

© International Association for Insurance Supervisors (“IAIS”)

This website is maintained by the IAIS for information purposes only. Selected parts of this website are restricted to members. Use of this website constitutes agreement by users of this website (“Users”) with the following terms and conditions.

Copyright and permissions

All copyright and other intellectual property rights in the content of this website are owned by the IAIS. Unless otherwise stated, all rights are reserved.

The IAIS reserves the right to deny in its sole discretion any User access to this website or any part thereof without notice. The IAIS also reserves the right in its sole discretion to alter, limit or discontinue the website or any materials herein in any respect without separate announcement. Some of the materials on this website may contain references to materials from third parties for which copyright must also be honoured.

With respect to the public area of the IAIS website, Users are granted permission to:

  • Browse website material (including making such copies on temporary storage devices as necessary to facilitate such browsing); 
  • Download, store in cache, display, print, reproduce, distribute or translate the existing documents in unaltered form, provided it is not used for private or commercial gain. Reproduction, distribution or translation require additionally that:
    • the IAIS is cited as the source and the copyright holder;
    • a statement is included that the document is available free of charge on the IAIS website www.iaisweb.org;
    • any translation into another language than English (the official language for IAIS documents) contains a prominent disclaimer that it is not an official IAIS translation.

Except for the specified uses outlined above, no part of the IAIS website or the materials herein may be used in any form or by any means without prior written permission from the IAIS. Requests should be directed to IAIS@bis.org.

Users are granted permission to create links to the IAIS website, subject to the following conditions:

  • Users that create a link to the IAIS website have to send a notification to the IAIS Secretariat (IAIS@bis.org) immediately with the URL of the website where the new link resides.
  • Users are not allowed to use the IAIS logo in conjunction with the link.

The IAIS reserves the right to annul the granted permission at any time without reason.


While the IAIS endeavours to ensure the quality of the information available on this website, this website and the materials available herein are provided “as is” and “as available”. The IAIS provides no warranty, express or implied, as to the topicality, correctness, completeness, quality, accuracy, reliability, timelines, currency, merchantability, or fitness for any purpose of any information contained in documents produced or provided by the IAIS or external sources in, on or through the IAIS website.  Its use is at the User’s sole risk and the IAIS shall not be liable for any loss or damage whatsoever (including incidental or consequential loss or damage), arising out of or in connection with any use of or reliance on the material or information on this website. This disclaimer also covers interruption, computer virus, communication line failure, and any action of or information provided by any User of this website, and any postings or messages published by Users of discussion boards, guestbooks or mailing lists provided on this website.

In addition to the material or information on this website, links are provided to external websites of third parties as a convenience to Users. These external websites are beyond the control of the IAIS. Therefore, the inclusion of any link does not state or imply that the IAIS sponsors, endorses, recommends, is affiliated or associated with, or is legally authorized to use any trade name, registered trade mark, logo, legal or official seal, copyrighted symbol, organization, web website, product or service that may be reflected therein. The IAIS does not provide any warranty or take any responsibility for the content or any other aspect of those websites.


The IAIS may at any time without notice:

  1. add to, update or modify material on this website; or
  2. limit access to or discontinue the whole or any part of this website.

Nothing in these terms and conditions shall constitute a waiver of any of the privileges or immunities of the IAIS in any jurisdiction.